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2026-08-26 · 6 min

Two numbers on the same porch

STR and LTR are not brands. They are two occupancy plans for one set of rooms.

A side-by-side duplex at dusk

Investors pick a tribe. STR people talk occupancy and ADR. LTR people talk leases and turnover. The house does not know which Slack you are in.

Roilyze runs both on one address because the debt does not care how you brand the stay. It cares whether money showed up.

Why one strategy lies

A 3/2 near a hospital can look like a mediocre STR and a fine LTR. A 3/2 near a lake can look like a fat STR and a weak conventional rent. If you only run the strategy you already like, you will find a reason to buy. That is not analysis. That is confirmation with a login.

The useful comparison is side by side, same purchase price, same down payment, stated expenses. Cash-on-cash for STR next to cash-on-cash for LTR. If they are close, you have optionality. If one is a wreck, you know which door to lock.

Duplexes make this obvious

A side-by-side is two leases or one noisy STR plus a neighbor who will call the city. The listing will say "investor special." The photos will show two doors. Run LTR on the whole thing and STR on the whole thing. Then decide whether you are a landlord or a hospitality operator on that block. You can change your mind later. The first year of debt is not later.

The score is a ranking, not a blessing

Roilyze's 0–100 deal score blends STR cash-on-cash, STR gross rent multiplier, and LTR cash-on-cash. It is for sorting two addresses on a Saturday. It is not a buy. A 71 in a city that just banned stays under 30 days is a 71 on a dead strategy.

Use the score to order the pile. Use the range to decide if the pile is worth a trip.

What max-traffic has to do with this

The public site should teach the habit: address in, both strategies out, read the floor. That is the product. Members then do it for real. The essays exist so someone who is not ready to sign up still leaves with the right suspicion — that a single number on a pretty house is how people overpay.